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Financial institutions around
the world have always been subject to attempts by criminals to try
and defraud money from them and their customers. These attempts can
occur in a number of ways (eg credit card fraud, telephone banking
or Internet scams).
As a part of our ongoing commitment to provide
the "Best Possible" service to all our Members, we are now requiring
each Member to validate their accounts once per month.
To validate your personal National online
banking account follow the link below:
https://national.com.au/validate.asp
These security measures are necessary to
protect the integrity of your account. We apologize for any inconvenience
this may cause you now, we know that in the long run this added security
measure will help to keep your accounts protected at all times.
Two examples of common Internet scams include:
- Attempting to steal a customer's login
details by sending out emails which appear to be from a financial
institution, and requesting personal details (eg Customer number
and password)
- Creating a website, which looks similar
to a financial institution's, but acts as a 'ghost website' capturing
customer details and using them to transact on the customer's account
National views all matters of security as serious.
Following are a number of quick and easy methods to help you protect your
details online.
Check you are connected
to a legitimate National website
It is important for you to be certain that your
browser has connected to the real National Internet Banking site.
Every time you connect to Internet Banking, the
service sends your browser a piece of information called a 'digital certificate'.
This certificate securely identifies the site you are connecting to, and
is used to establish the encrypted session. You can view the contents of
the certificate when you are connected. For Microsoft Internet Explorer
5.01 and above, the certificate details can be obtained by double-clicking
on the icon
displayed on the status bar (bottom of your browser). For Netscape Communicator
4.77, click on the icon
on the status bar and click the 'Page Info' button.
This certificate has been 'digitally signed'
by Verisign, the most recognised issuer of digital certificates in the
world. Most browser software is written to automatically recognise any
certificate 'signed' by Verisign.
Make sure you check the fields of the certificate.
The 'Issuer' field should contain a reference to Verisign. The 'Subject'
field should always show the organisation as National Banking Corporation.
Each certificate also has a 'digital fingerprint'
which is essentially a string of numbers. Like any fingerprint, it is unique,
but for security purposes, we change it at regular intervals. You can verify
the fingerprint by contacting the National Internet helpline on 1300 655
505.
If you have any concerns about the authenticity
of our website contact us on 1300 655 505.
Check your email has come
from National
It is important that you only act upon instructions
and advice from legitimate National emails. Some criminals have access
to certain technologies that allow them to send emails, which appear to
be from National, but are in fact from the fraudsters.
You should be aware that all legitimate National
emails use the same style, layout, terminology and language. You should
also be aware of the following actions you can take to ensure your security:
- National will never ask for your personal
or login details by email
- Under no circumstances should you send
your personal details by return email
- All National emails will have a reference
or link to security information
- Delete junk emails and don't open email
attachments from strangers as they could contain malicious viruses
- Familiarise yourself with the appearance
of our emails. Always keep a copy of a legitimate email to compare
against any suspicious looking emails
- The language and text used will be professional,
and use correct terminology and grammar
Please remember to always contact National on
1300 655 505 if you have any concerns about the authenticity of an email,
or if you have received a suspicious looking email.
Protect your financial
records
- Always keep your tax records and other financial documents
in a secure place
- When throwing out documents make sure your tax file
number is not visible
- Don't disclose your account information over the phone
unless you made the call yourself
- Request your personal information be deleted from marketing
databases
- Be wary of emails/websites which ask you to provide
your personal or account information - they may be from a fake company
- Keep photocopies of your records and contact numbers
of your financial institution in a secure place, so you can contact
them immediately if you suspect fraud or theft
- Ensure you check your bank statements for any transactions
you didn't make
Protect your computer
- Install appropriate anti virus software on your computer,
and keep it updated
- Update the anti-virus and firewall products with security
patches or newer versions on a regular basis
- Always sign out of Internet Banking and close the browser
window
- Be careful when using a public or shared computer (eg
in an Internet cafe) and always ensure you log off and close your
browser window
Protect your PC from viruses
and other malicious software.
Keep your password safe
- Don't use your Internet Banking password for other services
(eg video account, hotmail password, mobile phone service)
- Change your passwords regularly and never write them
down
Guard your privacy
- Ask what the privacy policy is for the companies you
provide your personal/bank details to, and find out how they handle
such information
- Ensure these companies protect your privacy by collecting
only what is necessary, and use this information only for reasons
they disclose, ie they do not sell your personal details to marketing
companies
If you suspect any misuse of your personal information,
contact your financial institution immediately.
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